This document contains the official Reward Rules for the Barclays View™ Mastercard® Account ("Account") issued by Barclays Bank Delaware ("Barclays", "we", "us", or "our") and includes important conditions and limitations ("Reward Rules") for your Account rewards program ("Program"). Use of your Account constitutes your acceptance of each of the terms described below and the terms of the Cardmember Agreement (“Cardmember Agreement”). "You", "your" or "primary cardmember" means the person who applied for the Account. Capitalized terms not defined in these Reward Rules have the meaning ascribed to them in the Cardmember Agreement.
The Privacy Policy for Barclays is available online at BarclaysUS.com.
Reward Rules Administration
The Program and Reward Rules are administered by Barclays located in Wilmington, DE. We reserve the right to modify, amend or terminate the Reward Rules and the Program at any time with or without notice. You can review current Reward Rules any time by logging in to your Account at BarclaysUS.com.
Gift card/eGift cards/certificates, and merchandise redemptions are administered by IDS Ohio, Inc. (“InComm InCentives”) an independent company not affiliated with Barclays. InComm InCentives Terms and Conditions (“Rewards Terms & Conditions”) specific to the aforementioned redemptions are available at BarclaysUS.com on the Shop page.
To maintain your eligibility for participation in the Program through use of the Account:
- You must maintain an open Account that is in good standing. “Good Standing”means your Account is not in default under your Cardmember Agreement with us (in “Good Standing”).
- You must be an individual (corporations, partnerships, and other entities may not participate) and use the Account only for personal, family or household expenses.
Important Information about Points
- As long as the Program continues and the Account is open and in Good Standing, there is no limit to the total points you can earn and your points will not expire.
- You may not earn or redeem points during any period in which your Account is past due.
- If you have a points balance on your account that meets the minimum redemption requirement(s), you will have 60 days from the Account closure date to redeem any outstanding points, as long as your Account at the time of closure was not closed for any reasons outlined in the Points Forfeiture Section.
- All points earned by the primary cardmember and any authorized user(s) will be added to the primary cardmember’s points balance.
- If you do not receive credit for earned points, please contact the Customer Service number on the back of your card.
- You have no property rights or other legal interest in points. Point amounts have no cash value or value of any kind until they are fully redeemed. Points may not be transferred or assigned.
- Participation in the Program through use of your Account is subject to all applicable laws and regulations. The sale or barter of any points offered through the Program earned through use of the Account, other than by us, is expressly prohibited.
- You are solely responsible for any taxes that may be owed as a result of points earned and/or redeemed. Please consult your tax advisor if you have tax questions about the Program. Barclays does not provide tax advice.
- You can view a summary of your points earned through the use of your Account on your monthly Account billing statement or by logging into BarclaysUS.com.
Earning Points
You earn points for purchases, less credits, returns and adjustments (“Net Purchases”), made by you and/or any authorized user(s) of the Account as follows:
- You earn 3 points for every $1 spent on restaurant Net Purchases (including takeout and delivery).
- Restaurant purchases are defined as Restaurants and Fast Food Restaurants as identified by the merchant category codes.
- You earn 2 points for every $1 spent on internet service, select streaming service, phone service and TV service Net Purchases.
- TV service purchases are defined as Cable, Satellite, and Other Pay Television and Radio Services, as identified by the merchant category code.
- Phone service purchases are defined as Telecommunication Equipment Including Telephone Sales, Key-entry Telecom Merchant providing single local and long-distance phone calls placed via key entry using a central access number, and Telecommunication Services including but not limited to prepaid phone services and recurring phone services as identified by the merchant category codes.
- Internet service purchases are defined as Computer Network/Information Services as identified by the merchant category code.
- The most up-to-date list of select streaming services can be found at BarclaysUS.com/BarclaysView.
- You earn 2 points for every $1 spent on grocery store Net Purchases, excluding Target®and Walmart®.
- Grocery store purchases are defined as grocery stores, as identified by the merchant category code, excluding Target®and Walmart®. Please note, some merchants that sell grocery items, such as warehouse clubs, drug stores, discount stores and merchants that sell a limited number of grocery items, generally do not use the grocery store merchant category code.
- Purchases must be submitted by merchants using the merchant category codes for Restaurants, TV services, Phone services and Internet services to qualify for the additional points. Barclays is not responsible for incorrectly coded purchases.
- Additional points may not be earned if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet to pay for the purchase. Additionally, purchases made through third parties, including online marketplaces and resellers, or using a third-party payment account, will not earn additional points.
- You earn 1 point for every $1 spent on all other Net Purchases.
- Balance transfers, cash advances (including cash equivalent transactions such as, but not limited to, the use of your Account to obtain money orders, traveler’s checks, foreign currency and lottery tickets), fees, interest charges and unauthorized/fraudulent purchases are not considered Net Purchases and do not earn points.
Bonus Points
From time to time, we may offer bonuses of points or other incentives to new Barclays View Mastercard cardmembers in connection with an application for a new account. These bonuses and/or incentives are intended for applicants who are not and have not previously been Barclays View Mastercard cardmembers. You understand and agree that you may no longer be eligible for any bonuses and/or incentives in connection with a new Barclays View Mastercard account after this Account is opened. If you receive a bonus or incentive for which you are not eligible due to your status as a current or former Barclays View Mastercard cardmember, we may revoke the bonus or incentive, or reduce your points by the amount of the bonus or incentive, or charge your Account for the fair value of the bonus or incentive, in our sole discretion.
Redeeming Points
- You have the option to redeem your points for a bank deposit to a U.S. checking or savings account, statement credits, gift card/eGift cards/certificates, or merchandise.
- Redemptions start at 2,500 points.
- The primary cardmember can redeem points, either by phone or by logging in to their Account online. Any authorized user(s) on the Account is able to redeem points by phone.
- To redeem, use the Barclays mobile app, go to BarclaysUS.com or call the number on the back of your card.
- Barclays is not responsible for unauthorized redemptions on your Account.
- All redemptions are final. Points can’t be returned, refunded, exchanged or credited, unless otherwise specified.
Direct Deposit Redemptions
- Redemptions for bank deposits start at 2,500 points.
- Bank deposit redemptions will be transferred to the requested U.S. checking or savings account within 3-4 business days.
- There is a $500 daily limit for bank deposit redemptions.
Statement Credit Redemptions
- Redemptions for cash back statement credits start at 2,500 points.
- The credit will be posted to your Account within 1-2 business days and will appear on your Account billing statement within 1 billing cycle.
- Statement credits reduce your Account balance but cannot be applied toward any minimum payment requirement and are otherwise subject to the terms and conditions applicable to your Account.
Gift Card/eGift Cards/Certificates Redemptions
- Redemptions for gift cards/eGift cards/certificates start at 2,500 points.
- The selection of gift cards/eGift cards/certificates are subject to availability and the number of points needed to redeem for them may change at any time.
- Terms of gift cards/eGift cards/certificates redemptions are subject to the rules of the merchant and may be viewed online at BarclaysUS.com at the time of redemption. Each merchant/provider has the right to place restrictions on the use of its gift cards/eGift cards or gift certificates. Gift cards/eGift cards/certificates are not exchangeable, refundable, transferable or redeemable for cash, cannot be replaced if lost or stolen and are void where prohibited.
- Once you redeem for an eGift card, you must visit the Points Redemption History page at BarclaysUS.com to retrieve your eGift card and to view the requirements for using your eGift card. The eGift card will be available for 12 months from the date of redemption, as long as your Account is open and in Good Standing.
- Additional terms and restrictions apply. For complete details, you can review the Points Terms & Conditions at BarclaysUS.com on the Shop page.
Merchandise Redemptions
- The selection of merchandise items are subject to availability and the number of points needed to redeem them may change at any time.
- Please check item terms and conditions online at BarclaysUS.com at the time of redemption for additional details.
- Velvet Glove delivery is available on select products. Additional details are available online at BarclaysUS.com at the time of redemption.
- Mail Delivery: If the merchandise you received is damaged or defective, you must contact the customer service number on the back of your card immediately and the merchandise must be returned within 30 days of delivery. No exchanges or returns are accepted after 30 days. Products must be in their original packaging. All parts must be included in the package before credit will be issued or a replacement of the damaged or defective merchandise will be shipped.
- Velvet Glove Delivery: Should you find an issue with the merchandise, you should refuse the delivery, ask the carrier to re-package and remove the merchandise from your premises, and contact the customer service number on the back of your card. Once you accept delivery, no refunds, exchanges, or replacements will be allowed.
- Merchandise is nonrefundable and nonreturnable.
- Additional terms and restrictions apply. For complete details, you can review the Rewards Terms & Conditions at BarclaysUS.com on the Shop page.
Points Forfeiture
If your Account is delinquent, as determined by Barclays in its sole discretion, your points may be forfeited.
If your Account is closed for any of the following reasons, your points earned will be forfeited if/based upon:
- You or any authorized user(s) on the Account engages in any fraudulent or illegal activity through the use of your Account.
- You, or any authorized user(s) on the Account engage in any activity that is deemed to be abusive or gaming conduct, as determined by us in our sole discretion. Abusive or gaming activity includes, but is not limited to, obtaining or using an account to maximize points earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings, as determined by us in our sole discretion.
- You or any authorized user(s) on the Account have negative public record information identified.
- Your history of Account usage.
- You or any authorized user(s) on the Account violate any of the Account Rewards Rules.
- Your Account is otherwise in default under your Cardmember Agreement with us.
Additional Benefits of your Account
Limitation and Release of Liability
By participating in the Program and accepting and using points earned through the Program, you (on your behalf and on behalf of any person to whom you give the benefits from the Program) release, discharge and hold harmless Barclays and its respective parent companies, subsidiaries, affiliates, agents, administrators, employees, officers, directors, successors and assignees from all claims, damages or liability including, but not limited to, physical injury or death, arising out of participation in the Program or travel taken or use of products purchased in connection with the Program. Barclays and InComm InCentives are not responsible for unauthorized redemptions on your Account. Barclays has no liability in case of disagreement over points and/or redemptions, or a cardmember’s right to earn and/or redeem points.
Important General Program Disclosures
Barclays reserves the right to correct inaccurate points values represented on statements, our website and/or our mobile app, at our sole discretion. We may, at our sole discretion, cancel, modify, restrict or terminate the Program or any aspects or features of the Program at any time without prior notice. All interpretations of the Reward Rules shall be at our sole discretion. Other significant terms may apply. All trademarks and service marks belong to their respective owners. We are not responsible for typographical errors or omissions in this document, website, mobile app, or any marketing materials. Points cannot be combined with other discount or reward programs unless specifically authorized by us.
Customer Service
If you have any questions about the Program, please contact the Customer Service phone number on the back of your card.
© 2023 Barclays Bank Delaware, Member FDIC.
